Pre FORECLOSURE/COLLECTIONs

 Courtesy reminder calls usually after first or second late or missed payment,

followed by late notices, threats implying foreclosure

Letter of Intent to FORECLOSE

Written notice giving Borrower 30 days

to cure default and avoid further legal action

 FORECLOSURE

Lender files lawsuit in FORECLOSURE

Lender seeks and is awarded final judgment

Sheriff authorized (Writ of Execution)

to conduct public sale

SHERIFF’S SALE

Sheriff advertises sale in local papers

Highest bidder is awarded your HOUSE

ROR (Right of Redemption)

Former homeowner has 10 days

to "redeem" and buy back the house

paying all amounts due including

the entire mortgage(s) balance, foreclosure

costs, etc.

LEARN TO STOP THE FORECLOSURE PROCESS 

CONTACT US FOR IMMEDIATE ASSISTANCE!

 if you have any questions , you may email us at NJSPOCH