Always read something before you sign it.  Remember, there may be something in a contract that your lender intentionally did not mention and does not want you to know about.  It is your responsibility to know what you are agreeing to.

If you do not understand what you are signing, take the time to have an attorney or knowledgeable friend look over the contract.  Don't be afraid to ask for a second opinion or advice.  The contracts may be specifically designed to confuse and trick you.

Watch the news.  Read the newspaper.  Predatory lending has become a big problem in America.  Several news stations and papers cover the topic.

Keep up to date on predatory lending laws.  If you do become a victim, it is important to know what laws protect you.

If you are afraid that you have become a victim of predatory lending, contact S.P.O.C.H. for assistance.